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Financing
Solutions
By partnering
with US
Express Leasing, W. P. Hilts provides your business
with low monthly payment options and flexible solutions to acquire
the products you need.
Why Lease?
Today, eight out
of ten American businesses use leasing to acquire assets. Here’s
why:
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Build capital strength.
Leasing lets you purchase the equipment and technology you need
today while spreading your payments over time. You’ll pay as you
go, not up front—freeing up capital for investment or other
business expenses instead of tying it up in fixed assets.
-
Stay on the leading
edge. When
you select equipment or technology, you run the risk it will be
outdated next year, or even next month. With leasing, that risk
is minimized by building add-ons and upgrades into the lease.
Depending on lease terms, when the lease expires, you can buy the
equipment, trade it in for the latest technology, or simply walk
away. With a lease, you’re protected from being locked into
owning equipment that may not meet your future needs—or that is
obsolete before you can fully depreciate it.
-
Respond quickly to your
changing business needs.
Market forces, financial pressures, and emerging competition call
for flexible options. Leasing lets you respond nimbly as your
business grows and changes. It also gives you the flexibility to
move up to the newest products as they become available.
-
Preserve your credit
lines. With
leasing, you’ll have a new source of credit for your needs today
and tomorrow, while keeping your bank lines open for other uses.
-
Receive 100 percent
financing.
You can finance the cost of the equipment as well as “soft costs”
such as installation, maintenance, taxes, and shipping charges.
-
Generate profits.
As your business grows, you can reinvest the cash conserved by
leasing. Grow your inventory or launch a new marketing
promotion—investments that can bring real profits to your
business.
-
Stretch your budget.
Capital budgets often won’t stretch to allow for an outright
purchase, but your operating budget may easily accommodate a
monthly payment. Leasing guarantees a fixed monthly lease
payment for the length of the lease term, so it’s easy to forecast
your equipment expenses and even obtain equipment you hadn’t
planned for.
-
Gain tax advantages.
Leasing may offer key tax benefits that reduce the cost of
obtaining equipment. Depending
on your lease, you may be able to write off the entire monthly
payment as an operating expense or capitalize the outlay. Consult
your tax advisor about your specific situation.
How Does Leasing Compare to
Other Methods of Asset Acquisition?
Lease
Cash
Bank Loan
|
Initial
out-of-
pocket cost |
No money
down |
100% of cost |
Down
payment, usually 15 - 25% |
|
Length of
term |
Longer terms
available, up to 84 months |
Paid in lump
sum upfront |
Usually 24
to 60 months, rarely longer |
|
Impact to
credit line |
None. Credit
lines preserved |
Balance
sheet impact |
Decreases
credit limit with bank |
|
Payments |
Fixed
payment, possible tax benefits |
Balance
sheet impact |
Floating or
variable rate - could go up or down |
Get Tomorrow’s Technology
Today with USXL
Whether you are
looking to acquire one piece of equipment or outfit an entire plant,
USXL has a plan that’ll meet your needs without exhausting your
wallet. All components of your W. P. Hilts solution can be included
in your lease. Some of our most popular choices include:
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Fair Market Value Purchase Option
provides the lowest
monthly payment and the greatest flexibility. At the end of your
lease, you have the choice to extend your term, purchase the asset
at its fair market value, or return the product with no further
obligation.
-
Fixed Price Purchase Option
lets you lock in a pre-negotiated purchase price at the beginning
of your lease. You enjoy a lower monthly payment than compared to
bank loans. At the end of your lease term, title is transferred to
you by paying a fixed percentage of the original equipment cost
determined at lease start.
-
$1 Purchase Option
gives you the ability to spread costs over time. At the end of
your lease, simply pay $1 and you own the asset.
-
Custom Programs
can be designed to meet unique
requirements. Simply work with your leasing specialist to create a
structure especially for you.
Personal Service for All Your Financing Needs
The financing
professionals at USXL understand our industry and the unique
challenges you face each day. They provide the one-on-one support
you need to make the most of your budget, maximize your return on
investment, and achieve your financial goals. Simply call Richard
Abbajay at 1-866-879-USXL (8795), ext. 651 or e-mail
rabbajay@usxl.com for more information.
Apply Today
Click link below
to download simple one page application. Credit decision rendered
within 24 hours. A leasing representative will contact you to
discuss terms and payment structures.
Lease Application
*Lease offers
are subject to credit approval.
US Express
Leasing is a member of NPCA, the Association of the Manufactured
Concrete Products Industry





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